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Age UK Funeral Plans are provided by Dignity and brought to you by Age UK Enterprises Limited

A better way to pay for a funeral

The Age UK Funeral Plan, provided by Dignity is one of the best ways of paying for a funeral in advance. When you’re looking to put your affairs in order and make arrangements to cover your funeral costs it’s important that you know the difference between a funeral plan and alternative products. Prices now start from just £2,945 for the Basic Plan.

 Other ways of paying for a funeral include over 50s life insurance policies or putting money aside into a savings account. Unfortunately neither guarantees to cover your funeral expenses in the future. You could be leaving behind an unexpected bill for your friends and family.

Save £100^ when you buy an Ivy, Holly or Rowan Funeral Plan before 31 March 2017.


See why the Age UK Funeral Plan is one of the best ways of paying for a funeral

Age UK Funeral Plan Savings & investments Over 50s life insurance
Freezes funeral costs at today's prices

Yes

No

No

Guarantees to beat the rising cost of funerals

Yes

No

No

Guarantees to cover Funeral Director’s services included in the plan

Yes

No

No

Guarantees to cover cremation and Minister’s fees included in the plan

Yes

No

No

Provides help and support with funeral arrangements

Yes

No

No

Offers the support of a nationwide network of trusted funeral directors

Yes

No

No

Remains unaffected by drops in interest rates and rising inflation

Yes

No

No

Can only be used for funeral costs

Yes

No

No

Guarantees acceptance for people aged 50 or over, with no upper age limits

Yes

Yes

No

No need for any medical or health questions

Yes

Yes

Yes


Taking a risk with over 50s life insurance

 An over 50s life insurance policy usually requires a series of monthly instalments, paid either for the rest of your life or until you are 90. In return your family will receive a fixed sum payable on your death.

 The amount you receive is normally set when you take out the policy and therefore as prices increase over time the value could reduce. Some policies do contribute annual top-ups to your cover to increase the value of your funds year-on-year. However this may still fall short of covering funeral costs when the time comes.

Also, it is good to remember that, if you cancel the policy or miss a payment you could also lose everything that you’ve already paid in. Remember, you’re likely to be making these payments for another 10-20 years or more. So can you afford to tie yourself into the contract? If you’re lucky enough to enjoy a long life, making monthly payments along the way, you’re likely to pay in more than you get back.


You might not be able to rely on your savings

 Many people think that their funeral costs will be covered by their savings, built up over the years with regular contributions and a small amount of interest.  Putting money aside into a savings account often feels like the safest way to plan ahead. In many cases you can also access your funds whenever you need to, giving you more personal control.

However a savings account might not be as reliable as you think when it comes to paying for a funeral. The cost of a funeral has continued to increase, but interest rates remain low. This means that by the time you die your savings may not cover the cost of a funeral.

With an Age UK Funeral Plan you can make the most of those savings now. If you’ve been a diligent saver all of your life, why not take care of the important costs with a funeral plan?

You can find out more about an Age UK Funeral Plan here 

^£100 discount is available on the Ivy, Holly and Rowan Plans, not the Basic Plan. Discount is included above and available from 1 September 2016 to 31 March 2017.

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