The Fern Plan is certified carbon neutral, and is one of two Natural Funeral Plans offered by Age Co. Growing in popularity in the UK, natural funerals are perfect for making a statement for the future. Every aspect of the Fern Plan, from the sustainably sourced bamboo used in the coffin, to the information pack you can ask to be sent to you, has been assessed for its carbon footprint and offset by investing in projects that prevent or reduce greenhouse gases.
You can also make special requests to personalise your funeral to your exact requirements‡. It may be a small detail - you may wish for a specific piece of music to be played - or a major aspect of the funeral, such as reflecting a passion for nature or the outdoors, with a request to be buried or having your ashes scattered in a woodland site.
The friendly and experienced team at Age Co's specialist partner, Dignity are happy to answer any questions you may have regarding special requests, big or small, and can be contacted on 0800 652 0548*.
Included in the Fern Plan
|Advice and support|
|Support from a nationwide network of hundreds of Funeral Directors|
|Regular contact with loved ones to provide advice and guidance on all aspects of arranging the funeral|
|Guidance on the registration of death and collection of all necessary paperwork for the funeral to proceed|
|Free telephone bereavement advice and support for your loved ones|
|If you move home, your plan moves with you at no extra cost|
|Care and preparation|
|Collection and transportation of the deceased to the funeral director’s premises, at any time, 24 hours a day (within a 50 mile radius, excluding air or ferry fees)|
|Care and preparation of the deceased|
|Viewing of the deceased in the private chapel of rest on weekdays during office hours by agreed appointment|
|Mutual agreement on the day and time of the funeral during normal working hours|
|Funeral director, driver, and pallbearers to attend the service|
|One limousine for loved ones / mourners|
|A sustainably sourced, fully lined and fitted bamboo coffin|
|Ability to make additional contributions towards special requests during the lifetime of the plan
|For burial funerals: A generous contribution if £1,220 towards burial costs, plot and Minister’s fees which increases each year in line with the Retail Price Index (RPI) for the plan's duration.
|For cremation funerals: A guarantee to cover the crematorium fee at a local crematorium and the Minister of Religion or an Officiant’s fee equal to the amount paid for a standard funeral service.|
Flexible payment options
|Monthly payments over 12 months**||
12 x £347.50
|Total cost of paying over 12 months**||
|Monthly payment over 60 months**||
60 x £84.79
|Total cost of paying over 60 months**||
|Monthly payment over 300 months**||
300 x £27.12
|Total cost of paying over 300 months**||
The Age Co financial contribution for burial funerals
If you are considering other funeral plan providers, it is important to know that Age Co provides a contribution of £1,220 for burial funerals, which grows each year in line with the Retail Prices Index (RPI). This contribution can be used towards costs charged by third party providers, such as the costs of purchasing a burial plot from your local council, or Minister's fees.
It is worth checking that any contribution offered by another provider increases with the RPI, as some do not. Over 15 years, an Age Co contribution that increases by 2% per year would be worth an extra £421^ compared to one that does not. Age Co are proud to be able to offer this contribution and consider it market leading.
A guarantee for cremation funerals
All crematorium fees are guaranteed to be covered by your Fern Plan, no matter what happens to factors such as inflation or price increases during the period you are covered by it. The Minister of Religion or an Officiant's fee, equal to the amount paid for a standard funeral service at the crematorium or cemetery as listed in the Church of England Table of Parochial Fees, is also covered by a Fern Funeral Plan.
Not included in the Fern Plan
|Medical certification and coroner's fees|
|Embalming, burial plot, memorial or headstone, flowers, catering and a wake|
|Costs for removing artificial limbs and mechanisms, such as pacemakers|
|This list is not exhaustive, so please refer to the Terms and Conditions for further information|