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Age UK Funeral Plans are provided by Dignity and brought to you by Age UK Enterprises Limited

Why choose an Age UK Funeral Plan?

There are lots of funeral plans on the market, and it’s important you find the right one for you and your family. Age UK Funeral Plans are provided in partnership with Dignity who have a long history of providing quality funeral plans. It guarantees to pay for the services included in your plan, no matter how much funeral costs increase by and how far in the future it may be needed.

It’s more than a life insurance policy and gives you stronger guarantees and more benefits than a savings account and most other pre paid funeral plans.

With an Age UK Funeral Plan you can rest assured knowing that you are helping to reduce the financial burden on your loved ones. It fixes the cost of a funeral at today’s prices because it pays for the services included in your plan in advance. There are four Age UK Funeral Plans, with prices starting from just £2,895 – each designed to meet different needs and budgets.

While it’s smart to set money aside for a funeral, it’s even smarter to ‘lock in’ today’s prices with an Age UK Funeral Plan.

The Age UK Funeral Plan promise

  • Trust - every Age UK Funeral Plan benefits from decades of experience, and is provided in partnership with Dignity

  • Service - in their latest survey, nearly 99% of customers’ families who responded said Dignity had met or exceeded their expectations, and nearly 98% would recommend to friends and family*

  • Guarantee – once your plan is paid for, there will be no unexpected bills for loved ones for the services in the plan

  • Competitive prices – plans start from just £2,895.

 What makes an Age UK Funeral Plan different?

  • For a cremation funeral the plans guarantee to cover the cost of the cremation and Minister’s fees^ unlike some other providers who only offer a contribution

  • The Funeral Director’s services, as set out in your plan are also included as standard

  • For a Burial funeral the plans also provide one of the largest contributions towards burial costs, which can be put towards any element of a burial service, including the plot. The contribution also increases each year in line with RPI inflation plus the funeral directors services as set out in your plan are included as standard

  • All four plans are easy to understand and completely transparent. There are no hidden costs so that you know exactly what is and is not covered. Plus all of the information is presented in a way that is easy to read and simple to understand

  • You are guaranteed to be accepted if you are aged 50 or over and there is no upper age limit or restrictions on payment options

  • Purchasing an Age UK Funeral Plan is also more than just putting money aside. Unlike some of our competitors, the plans also include free access to a 24-hour bereavement counselling line for when the time comes

  • Plus, you will receive a full refund if you change your mind about your plan within the first 28 days. After that, you can cancel at any time for only £95, which is the lowest funeral plan cancellation fee on the market.

One of the best value plans on the market

To help you see why an Age UK Funeral Plan is one of the best value plans available on the market, here is a helpful table which compares Age UK Funeral Plans against similar products.

What is included in each plan by provider? Age UK Funeral Plans Golden Charter Funeral Plans Co-op Set Funeral Plans Avalon
Is the fee for the crematorium guaranteed to be covered?

Yes

No

Only a contribution is available

Yes

No

Only a contribution is available

Is there a contribution towards a burial plot if I decide to have a burial?

Yes

Plans provide a contribution of £1,200 (that increases with RPI) towards any third party burial costs inc plot if desired.

A contribution is only available on some plans. Not specified if it can be used towards a burial plot

No

There is no contribution to a burial plot, however some burial costs are guaranteed

A contribution is available that rises with CPI. Not specified if it can be used towards a burial plot

After the free cancellation period, if I change my mind, do all payment options allow me to get my money back (less a cancellation fee)?

Yes

Cancellation fee will apply after 28 days

No

Available with some options, but not with low cost instalment or fixed monthly payments

Yes

Cancellation fee will apply after 30 days

Yes

Cancellation fee will apply after 30 days

What is the standard cancellation fee?

£95

£249

£250

£395

Can I receive full customer service support on the telephone 24 hours a day concerning all areas of my plan?

Yes

No

No

No

Will the funeral director be available to take the deceased into care 24 hours a day, 365 days a year?

Yes

Not available on all plans

Yes

Not specified

If I move address, can I change my funeral director to another from an approved list at no extra charge?

Yes

No

If you wish to move your plan, you may be charged an additional sum

Yes

Yes

Fee applies if changed at time of need

Can loved ones view the deceased if they wish?

Yes

Viewing not available on all plans

Yes

Yes

Is an annual trust fund report consistently published?

Yes

Some information is available online

No

No Published Annual Report

No

No Published Annual Report

Details sourced from Golden Charter and Co-operative websites, Avalon details gathered by telephone. Last updated 31 May 2017.

To help you make the right decision when choosing a funeral plan here is a list of essential questions to ask so you can easily compare an Age UK Funeral Plan against other providers.

You can also see how an Age UK Funeral Plan compares against other methods of paying for a funeral here.

All Feefo reviews are gathered anonymously from genuine customers. You can read all of the Feefo reviews here.

99% of customers asked by Feefo to rate the Age UK Funeral Plan are highly satisfied with the product and service.

† Save £136 with Rowan Plan, £125 with Holly Plan, £100 with Ivy and Basic Plans. Savings are based on the difference between the current plan prices: Basic £2,895, Ivy £3,295, Holly £3,650 and Rowan £3,899 and the new prices Basic £2,995, Ivy £3,395, Holly £3,775 and Rowan £4,035 on 15 December 2017.

*Source: Dignity plc Annual Report & Accounts 2016

^ A Minister of Religion or Officiants fee is covered equal to the amount paid for a standard funeral service at the crematorium or cemetery as listed in the Church of England Table of Parochial Fees

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