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Age UK Funeral Plans are provided by Dignity and brought to you by Age UK Enterprises Limited

What is a funeral plan?

A funeral plan lets you plan and pay towards a funeral in advance. It reduces the strain of organising a funeral and helps save worry and money for your loved ones. Plan prices now start from just £2,895 for the Basic Plan.

Why should you take out a funeral plan?

Organising a funeral at an already difficult time can be both emotionally and financially challenging.

In 2016 the average cost of a funeral was £3,897. This is projected to rise to £4,779 by 2021.* By taking out a funeral plan now you can make sure that some of these costs are covered in advance.

Exactly how much your costs are covered depends on which plan provider you choose, but most providers guarantee to cover the cost of the Funeral Director’s services. This means you can ‘lock in’ these costs at today’s price. So the sooner you buy the more money you are likely to save.

There is a range of other costs to consider too, such as burial or cremation fees. Different plan providers treat them in various ways. For instance, some providers only offer a contribution toward the external and third party costs associated with a burial or cremation. Some plans guarantee to cover these costs, while others exclude them completely. You can find out more here.

Planning ahead also saves your friends and family additional worry when you die. A funeral represents a large amount of money for your loved ones to find when you’re gone. With a prepaid funeral plan you can relax knowing that you’re not leaving behind a large financial bill for your loved ones.

It also relieves your family from having to make many of the difficult decisions about your final send off.  Your family can avoid painful conversations over what your last wishes were and you can prevent them overspending because you “would’ve wanted it that way”.

What is an Age UK Funeral Plan?

There are many different funeral plans available and it’s important to know that they are not all the same.

Plan prices now start from just £2,895 for the Basic Plan.

The Age UK Funeral Plan, provided by Dignity, provides an exceptionally high level of cover and this is a promise you can rely on.  When you take out an Age UK Funeral Plan, it guarantees to cover Funeral Director’s fees as standard. The plan also guarantees to cover cremation and Minister’s fees, unlike many other providers who only provide a contribution. The guarantee applies no matter how much costs increase and how far in the future it might be needed.

If you would prefer a burial funeral, an Age UK Funeral Plan provides one of the largest burial contributions on the market. This increases each year in line with RPI inflation. Some provider’s contributions remain fixed at the date the plan was taken out.

An Age UK Funeral Plan is also more than just putting money aside. The plans will support you and your family at every step. This includes support and confidential guidance from a trusted Funeral Director and access to a 24-hour bereavement counselling line. You can find more reasons to choose an Age UK Funeral Plan here.

The best way to pay for a funeral

You might have already looked at what options are available to cover your funeral expenses. Some of these options may include an over 50s life insurance policy or putting money aside into a savings account. Unfortunately neither provide the same guarantees and protection as an Age UK Funeral Plan, meaning that you could leave behind an unexpected bill for your friends and family. You can find out more here.

All Feefo reviews are gathered anonymously from genuine customers. You can read all of the Feefo reviews here.

99% of customers asked by Feefo to rate the Age UK Funeral Plan are highly satisfied with the product and service.

*From SunLife Cost of Dying Report 2016